Industry Funding

Plant now,
profit at harvest.

Farming means spending in spring and earning in fall. We fund the seed, feed, and equipment up front and bridge the long gap to harvest revenue.

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The Challenges

What slows down agriculture.

Agriculture has one of the longest cash-flow cycles in business. The gap between spending and earning is brutal.

Long Cash-Flow Cycle

You buy seed, feed, and fuel in spring but don’t see revenue until harvest months later.

Expensive Equipment

Tractors, harvesters, and irrigation systems are massive investments with seasonal payback.

Weather & Price Risk

Income depends on yields and commodity prices you can’t fully control, making reserves essential.

Funding Solutions

Funding built for agriculture.

Funding that matches the season-long gap between planting and harvest.

Line of Credit

A revolving line funds seed, feed, and fuel up front and is repaid when harvest revenue comes in.

Explore Line of Credit

Equipment Financing

Finance tractors, harvesters, and irrigation with the equipment as collateral over multi-year terms.

Explore Equipment Financing

Long-Term Loans

A long-term loan funds land, large equipment, or expansion with low payments spread over years.

Explore Long-Term Loans
$5M
Funding ceiling
7 yrs
Equipment terms
100%
Equipment financing
24–48 hrs
To approval
Use Cases

What agriculture businesses fund.

  • Buying seed, feed, and fertilizer up front
  • Financing tractors and harvest equipment
  • Bridging the gap until harvest revenue
  • Funding irrigation or land improvements
  • Covering operating costs through the season
“Spring inputs cost a fortune and harvest is six months out. A line of credit from Apex Velocity carried us through and we paid it off at harvest.”
WH
Wade Hollis
Owner, Hollis Family Farms
Eligibility

Most agriculture businesses qualify with 6+ months in operation, $15K+ in monthly revenue, and a 500+ credit score. Checking your options takes minutes and won’t affect your credit.

Fund the season, not just the day.

Cover your inputs and equipment now, and repay when the harvest comes in.

Apply Now All Industries