Funding products
built for momentum.
Seven distinct ways to fuel your business — from flexible credit lines to government-backed SBA loans. Every product is fast, transparent, and tuned to your goals.
Business Line of Credit
A revolving pool of capital that's always on standby. Draw exactly what you need, when you need it, and pay interest only on the amount you use. As you repay, your available credit reloads — no reapplying.
- Best for: managing cash-flow gaps, recurring expenses, and seasonal swings.
- Only pay for what you draw
- Reusable as you repay — capital on demand
Short-Term Loans
A fast, fixed lump sum with clear, predictable payments over a short horizon. Ideal when you need to move now on inventory, a project, payroll, or a limited-time opportunity.
- Best for: quick capital injections with a defined payback window.
- Fixed, predictable payments
- Early-payoff discounts available
Long-Term Loans
Larger amounts spread across longer terms for lower monthly payments. The right tool for big, deliberate moves — expansion, renovation, acquisition, or refinancing higher-cost debt.
- Best for: major investments and long-horizon growth.
- Lower monthly payments
- Build long-term business credit
Invoice Factoring
Convert unpaid invoices into immediate working capital. Instead of waiting 30, 60, or 90 days for clients to pay, get up to 90% advanced now and the rest (minus a small fee) when they settle.
- Best for: B2B companies with slow-paying customers.
- Not a loan — no new debt on your books
- Scales automatically with your sales
Equipment Financing
Acquire the machinery, vehicles, or technology you need with the equipment itself serving as collateral. Preserve your cash and working capital while you put new assets to work immediately.
- Best for: trucks, machinery, kitchens, medical gear, and tech.
- Potential tax advantages (Section 179)
- The asset secures the financing
Merchant Cash Advance
Receive an advance against your future card and revenue, repaid automatically as a small percentage of daily sales. When business is busy you pay more; when it's slow you pay less — repayment flexes with you.
- Best for: high-volume card businesses needing speed & flexibility.
- Repayment scales with revenue
- Minimal paperwork, fastest approval
SBA Loans
Some of the lowest rates and longest terms available, backed by the U.S. Small Business Administration. The catch is usually the paperwork — so we handle the heavy lifting and keep your application moving.
- Best for: established businesses making major, long-term investments.
- Lowest rates & longest repayment
- We cut through the SBA red tape
Funding calculator.
Drag the dials to see an estimated monthly payment and total cost. Adjust the rate factor to model different products.
Estimate only. Actual amounts, rates, and terms are determined by underwriting and shown in your signed offer.
Compare the lineup.
A quick spec sheet to find the gear that fits your business.
| Product | Amount | Typical Term | Speed to Fund | Best For |
|---|---|---|---|---|
| Line of Credit | $5K – $500K | 6 – 24 mo (revolving) | 24–48 hrs | Flexible, ongoing needs |
| Short-Term Loan | $5K – $500K | 3 – 18 months | Same / next day | Fast lump-sum needs |
| Long-Term Loan | $25K – $5M | 2 – 10 years | 2–5 days | Major growth investments |
| Invoice Factoring | $10K – $5M | Per invoice cycle | 1–3 days | Slow-paying B2B clients |
| Equipment Financing | Up to $5M | 1 – 7 years | 1–3 days | Buying assets & vehicles |
| Merchant Cash Advance | $5K – $500K | Revenue-based | Same day | High card-sales volume |
| SBA Loan | $50K – $5M | Up to 25 years | Varies | Lowest-cost long-term capital |
Funded in three steps.
Apply & Submit
A 5-minute online application plus a few months of bank statements. No hard credit pull to start.
Underwrite & Approve
We review your real performance and return most decisions within 24–48 hours.
Sign & Fund
E-sign and the capital hits your account — often the same day.
Find your fastest path to capital.
Not sure which product fits? Apply once and we'll match you to the best option.
Apply Now