Industry Funding

Capital that keeps your
jobsite moving.

Construction runs on timing — mobilization costs hit long before progress payments arrive. We fund the gap so crews keep working and bids keep coming.

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The Challenges

What slows down construction.

Contractors carry the cost of a job for weeks before they get paid. Here’s where the cash gets stuck.

Slow Progress Payments

You front labor, materials, and equipment, then wait 30–90 days for draws to clear — squeezing cash on every active job.

Heavy Upfront Mobilization

New contracts demand deposits, permits, and crew costs before a single invoice goes out.

Expensive Equipment

Excavators, lifts, and trucks tie up huge capital, and downtime on a broken machine stalls the whole project.

Funding Solutions

Funding built for construction.

Three products that match the cash-flow rhythm of construction work.

Invoice Factoring

Advance up to 90% on your progress billings and pay-app invoices so you’re never waiting on a slow draw to make payroll.

Explore Invoice Factoring

Equipment Financing

Finance excavators, loaders, and trucks with the machine as collateral — up to 100% financing keeps your cash free.

Explore Equipment Financing

Line of Credit

A revolving line covers mobilization, permits, and material runs between draws, then reloads as you get paid.

Explore Line of Credit
$5M
Max per project
1–3 days
To first funding
90%
Invoice advance
100%
Equipment financing
Use Cases

What construction businesses fund.

  • Mobilizing a new contract before the first draw
  • Buying or repairing heavy equipment
  • Bridging payroll between progress payments
  • Stocking materials for a large bid
  • Covering bonding and permit costs
“A 60-day payment gap on a municipal job nearly stalled my crew. Apex Velocity advanced our progress billing in two days and we never broke stride.”
CG
Carlos Guerra
Owner, Guerra Concrete & Grading
Eligibility

Most construction businesses qualify with 6+ months in operation, $15K+ in monthly revenue, and a 500+ credit score. Checking your options takes minutes and won’t affect your credit.

Keep building. We’ll fund the gap.

From mobilization to equipment, get construction funding structured around your draw schedule.

Apply Now All Industries