Industry Funding

Fuel for tight
margins.

Restaurants run on thin margins and unpredictable swings. We deliver fast, flexible capital to renovate, equip, and grow without choking your cash flow.

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The Challenges

What slows down restaurants.

Few businesses feel a cash crunch as fast as a restaurant. Here’s where it bites.

Thin Margins

Food, labor, and rent eat most of every dollar, leaving little cushion when a slow week hits.

Costly Equipment

Ovens, walk-ins, and POS systems are expensive and tend to fail at the worst possible moment.

Seasonal & Daily Swings

Sales ebb and flow by season, week, and even weather — but fixed costs never take a day off.

Funding Solutions

Funding built for restaurants.

Fast, flexible funding designed for the pace of food service.

Merchant Cash Advance

A merchant cash advance funds same-day and repays as a slice of daily card sales — perfect for a business with strong receipts.

Explore Merchant Cash Advance

Short-Term Loans

A fast lump sum covers a renovation, a new menu launch, or a slow stretch, with a clear short payback.

Explore Short-Term Loans

Equipment Financing

Finance kitchen equipment and POS hardware with the gear itself as collateral.

Explore Equipment Financing
Same day
Fastest funding
$500K
Advance ceiling
100%
Kitchen financing
4.9/5
Owner rating
Use Cases

What restaurants businesses fund.

  • Renovating the dining room or kitchen
  • Replacing failed ovens, coolers, or POS
  • Opening a second location
  • Covering payroll through a slow season
  • Funding a marketing or menu launch
“Our walk-in died on a Friday. Apex Velocity funded a replacement same-day with an advance that repaid right out of our card sales. Lifesaver.”
SO
Sofia Ortega
Owner, La Brasa Kitchen
Eligibility

Most restaurants businesses qualify with 6+ months in operation, $15K+ in monthly revenue, and a 500+ credit score. Checking your options takes minutes and won’t affect your credit.

Keep the kitchen running at full speed.

Renovate, re-equip, or ride out a slow season with funding built for restaurants.

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