Industry Funding

Never wait on
a load.

Fuel and maintenance hit today, but brokers pay in 30 to 60 days. We factor your freight bills and finance your fleet so you keep rolling.

Apply for Funding See Funding Options
The Challenges

What slows down transportation & trucking.

Trucking burns cash daily while waiting weeks to get paid. That math gets tight fast.

Slow Freight Payments

Brokers and shippers routinely pay net-30 to net-60, but fuel, tolls, and drivers can’t wait.

High Operating Costs

Diesel, maintenance, insurance, and permits are relentless and rise without warning.

Fleet Expansion

Adding a truck or trailer is how you grow revenue — and a major capital commitment.

Funding Solutions

Funding built for transportation & trucking.

Funding built for the get-paid-later reality of freight.

Invoice Factoring

Freight factoring advances up to 90% on your load invoices the day you deliver — no more waiting on broker terms.

Explore Invoice Factoring

Equipment Financing

Finance trucks and trailers with the vehicle as collateral and up to 100% financing.

Explore Equipment Financing

Line of Credit

A revolving line covers fuel, repairs, and permits between settlements and reloads as you get paid.

Explore Line of Credit
90%
Freight advance
1–3 days
To first funding
100%
Truck financing
$5M
Funding ceiling
Use Cases

What transportation & trucking businesses fund.

  • Factoring freight and load invoices
  • Adding trucks or trailers to the fleet
  • Covering fuel and en-route expenses
  • Funding maintenance and major repairs
  • Bridging insurance and permit renewals
“Brokers pay in 45 days; my fuel card doesn’t. Factoring my loads through Apex Velocity means I get paid the day I deliver. Game changer.”
RW
Ray Whitfield
Owner-Operator, Whitfield Freight LLC
Eligibility

Most transportation & trucking businesses qualify with 6+ months in operation, $15K+ in monthly revenue, and a 500+ credit score. Checking your options takes minutes and won’t affect your credit.

Get paid the day you deliver.

Factor your freight and finance your fleet so cash flow never parks your trucks.

Apply Now All Industries