$5K – $5M Unsecured Funding

Fund at full speed.
Outpace the competition.

Working capital that moves as fast as you do. Approvals in 24–48 hours, same-day funding, and no hard credit check just to apply. Floor it.

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24–48 hr approvals Same / next-day funding No hard credit check

Quick Apply

See how much you qualify for in 60 seconds.

You're in the fast lane!A funding specialist will call you within 1 business hour to review your options.

No impact to your credit score. By submitting you agree to be contacted about funding options.

A+ BBB Accredited Trustpilot 4.9/5 256-bit SSL Secured SOC 2 Compliant
$1B+
Capital Funded
10,000+
Businesses Served
95%
Funded in 48 Hrs
90%
Renewal Rate
22%
Referral Rate
From Zero to Funded

Three gears. Full throttle.

Our streamlined process gets capital into your account faster than traditional banks even return a phone call. Real underwriting, real people, real speed.

01

Apply & Submit

Complete our 5-minute online application. Just basic business details and a few months of bank statements — no hard credit pull to get started.

02

Underwrite & Approve

Our team and smart underwriting engine review your real performance — not just your score. Most decisions land in 24–48 hours.

03

Sign & Fund

E-sign your offer and the capital hits your account — often the same day. Then put your foot down and grow.

Start My Application
The Lineup

Seven ways to accelerate.

Whatever your terrain, we've engineered a funding product to match. Mix and match as your business grows.

Business Line of Credit

Revolving capital on standby. Draw what you need, pay interest only on what you use, and reload as you repay.

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Short-Term Loans

A fast injection of capital with clear, predictable payments. Perfect for seizing a time-sensitive opportunity.

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Long-Term Loans

Larger capital with extended terms and lower payments to fund expansion, real estate, or major projects.

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Invoice Factoring

Turn unpaid invoices into immediate cash. Stop waiting 30, 60, or 90 days for customers to pay.

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Equipment Financing

Acquire machinery, vehicles, or tech with the equipment itself as collateral — preserve your working capital.

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Merchant Cash Advance

Get an advance against future card sales, repaid as a small slice of daily revenue. Flexible by design.

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SBA Loans

Government-backed financing with some of the lowest rates and longest terms available. We cut the red tape.

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Not sure which fits?

Our specialists will map the fastest, lowest-cost path for your exact situation — free.

Talk to a Specialist
Built for Your Lane

Funding tuned to your industry.

We've powered businesses across sixteen-plus industries. Find yours.

Construction Healthcare HVAC Manufacturing Restaurants Trucking Retail Technology Real Estate Auto Repair Agriculture Hospitality
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Pole Position

Owners who refused to wait.

"A bank quoted me three weeks. Apex Velocity had $180K in my account in 31 hours. We landed the contract because of it."
MRMarcus ReyesReyes Concrete & Paving
"The line of credit is a game-changer. I draw for inventory, repay after the season, and reload. No drama, no waiting on hold."
DKDana KawamotoSummit Outdoor Retail
"Equipment financing let me add two trucks without draining cash. My rep actually knew trucking. Funded next morning."
TBTyrell BanksBanks Freight Logistics
"We needed payroll covered before a big invoice cleared. Factoring bridged it the same afternoon. Lifesaver, honestly."
PNPriya NairNorthwind Staffing Co.
Quick Answers

Questions, answered fast.

Most applicants are approved within 24–48 hours, and 95% of funded clients receive capital within 48 hours of approval — frequently the same or next business day after signing.

No. Applying uses a soft inquiry only, which never affects your credit score. A hard pull happens only if you accept an offer and move forward.

Generally: 6+ months in business, $15,000+ in monthly revenue, and a 500+ credit score. Many products are flexible — apply and we'll find your best fit.

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Your competition is still on hold with the bank.

Apply in 5 minutes. Get a decision in 24–48 hours. Fund at full speed.

Apply Now Call (800) 555-0199